Refactor code for calculating registration flows (#6106)

because, frankly, it looked like it was written by an axe-murderer.

This should be a non-functional change, except that where `m.login.dummy` was
previously advertised *before* `m.login.terms`, it will now be advertised
afterwards. AFAICT that should have no effect, and will be more consistent with
the flows that involve passing a 3pid.